Financing

We're Here To Help!

Get Pre-Approved before you shop, or visit your local Factory Direct Mattress store to find out more! Choose an option that best suits you!

TAKE IT HOME TODAY. FINANCING AVAILABLE*

with your Synchrony HOME Credit Card

*Subject to credit approval. Minimum monthly payments required

Get Started

• No credit needed
• Approvals up to $5000
• 100 days same as cash
• The no credit option
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To learn more or apply, Text 65090 to 48078

Apply Here

• Leasable
• Early Purchase
• Flexible Payments
• The no credit option
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To learn more or apply, text "67689" to 22462 or

Apply Here

• Flexible Payment Options
• High Approval Rates
• Easy To Use Interface
• Lease-To-Own Financing
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To learn more or apply, text "67689" to 22462 or

Apply Here

^ High approval rates are based on Koalafi products only. The Bank of Missouri does not offer Lease-To-Own solutions.
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* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
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+ Koalafi offers Lease-to-Own and Lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi.